Affordable Care Act (ACE or Obamacare)
This coverage is available for individuals who are not eligible for Medicare or Medicaid and/or not covered by a group/employer plan. The insurance is provided by private companies specific to your state residence. There is an annual enrollment period and special enrollment periods (depending on circumstance) where you may be eligible to enroll. Some individuals may be eligible for a federal subsidy based on income and we can help you find out of any financial assistance is available to you through Pennie, the Pennsylvania ACA Marketplace website.
Our services are free – no extra cost to you.
At Locklin Group, we understand that navigating the Marketplace can feel overwhelming, especially with different plans, networks, and financial assistance options to sort through. Our team is here to educate and guide you through every step of the process- whether it’s during Open Enrollment (which typically runs from November 1st to January 15th) or if you qualify for a Special Election Period due to a life event such as getting married, having a baby, losing other coverage, or moving. We’ll help you compare plan levels (Bronze, Silver, Gold, and Platinum) explain how deductible and copays work, and make sure you’re taking advantage of any available subsidies. Our goal is simple: to match you with an ACA plan that fits both your healthcare needs and your budget, giving you confidence and peace of mind in your coverage, whether you are an individual, family, self-employed or a business owner.
